Top Financial skills new graduates must know in their 20s!

You have a graduated from college and have managed to get your first full-time job, this job will be your one step closer towards your financial freedom- you think you will be able to achieve your short as well as long term financial goals to have a stable and happy future.

For the first time you will be making independent adult decisions, solely responsible for paying your rent, car insurance, utility bills and other necessary bills with out any financial assistance from your parents. Before starting any of it, you should take a pause and consider what kind of lifestyle you would like to lead when you grow old. If you decide to lead a stable and debt free life, then time is on your side- Plan in your 20s to lead a life with more wealth, financial debt freedom and a happy retirement. Making afew smart decisions and having a discipline to your spending habit can give you upper hand to control your financial situation.

Should we all go for “Credit Card Diet” during the month of December ?

Should we all go for “Credit Card Diet” during the month of December ?

The United States is a bad role model, carrying a debt of 17 trillion dollars. Almost 20 million customers are addicted to shopping and have no control over their behaviors.

Yes, it is that time of the year, where our shopping hormones are running high. We are surrounded by companies who have perfected their skills and our shopping data to lure us with all kind of sales flyer, marketing gimmicks, discount coupons, pre-approved credit cards and much more…

There intentions are clear and focused- let the customer spend…spend…more spend…and to be honest-discounted items are never on discount. NO FREE LUNCHES IN THIS WORLD…